RAM Automotive

RAM Automotive

How Can I Lease With Bad Credit?

Have you recently pulled yourself out after a terrible downfall in credit? Are you having trouble leasing a car due to bad credit? If you have experienced problems due to a low credit score or a poor credit history, don’t worry. Bad credit doesn’t have to prevent you from getting a leased car! 


Yes, you can lease a car with poor credit history in the UK without worrying about getting rejected by the provider. Read along to find out how the process is carried out.

How Can I Lease a Car with Bad Credit?

Like normal car leasing, you can lease a car with bad credit in the same way. The process is quite simple, keeping in mind the ease of booking one through the company’s website. Fill in the details required in the application form and submit it for the company to perform a short credit check.


For companies that consider credit scores as important, having a score of 600 or more increases the chances of your car lease approval. If you are aware you have a poor credit rating, let your car rental provider know this ahead of time, so they can do their best to bring you options that suit your situation.


Bad Credit Car Leasing in the UK

Bad credit shouldn’t stop you from driving a car to work, shopping, or any other place you wish to travel. There are multiple car rental agencies across the UK, some of which will lease you a car without scoring your credit.


Most companies, however, will perform a credit check on you to make sure that you will be able to pay back the monthly lease of the car that you hire.

About Bad Credit Van Leasing

Similar to car leasing, you can lease a van with bad credit in the UK. Keep in mind that your options might be limited as compared to the individuals with a higher credit score, but that doesn’t mean you can’t drive the van that you wish to.


Personal Car Leasing For People with Poor Credit

If you are wondering how you’ve ended up with poor credit, it is because you might have delayed certain lease payments or missed them with another leasing or rental company. Or had a recent bankruptcy, which directly impacts your credit history.


It isn’t permanent and will not stop you from leasing or renting in the future. Companies today, give due respect to people who are trying to get up on their feet again and are willing to lease a car to people with a bad credit history, only if their current record shows signs of improvement.


Corporate Car Leasing With Poor Credit

Corporate Car/van leasing options for companies with bad credit are also available in the UK. You might have to look over some rental agencies, may have to compromise on used or older vehicles, but you will find a good fit for your requirements.


To ensure that you will pay back the prefixed monthly lease, the leasing company may ask to look over some of your financial statements to know if you are worth the risk. Don’t fret! The check is for their safety and not to judge you in your hard times.

Bad Credit Leasing Contracts

Giving confidence to the people or businesses with poor credit, is essential. Leasing companies have to report to lenders, who are often looking to support startups and small businesses. This makes it easier for the corporate leasing personnel.

With so many leasing companies, finding the best agency to rent your car with bad credit becomes a bit of a hassle. This is where you are in luck! We have the best rental agency that will not only make your rental experience smooth but also stress-free.


RAM Automotive: Why Choose Car Lease and Go?

Worried about your credit score? Well, you have found the right place to lease your car even with a bad credit history. RAM automotive offer various car options for you to choose from according to your budget and affordability.


With a prefixed monthly lease, you will know what you have to pay at the end of each month. We assure you, there are no hidden charges associated with any of our car leasing deals. 


However, keep in mind that we do perform a light credit check to make sure that you aren’t bankrupt currently and will be able to pay off the monthly payment easily.

Got Bad Credit? No Problem We Can Help. We Offer Excellent Bad Credit Leasing Deals, Contact 01442 793 124.


Frequently Asked Questions About Leasing a Car with Bad Credit

  • Can you lease a car with a 500 credit score?

You may least a car wih a 500 credit score, however the recommended industry average is 600 or higher. Having a positive credit score of 650 or more increases your chances to get your lease approved faster. However, each dealer has a different credit value at which they approve or decline the leasing request. You can even choose a rental company that doesn’t score your financial credits to avoid any troubles.

  • What kind of credit score is needed to lease a car?

Typically a credit score of 600 is needed to lease a car in the UK. However, each provider offes different terms, so check in more detail with your chosen provider first. Depending on your selected leasing agency, you can get clear information about the credit score requirement. Commonly, having a higher score has a positive impact on your lease request.

  • Is it easier to get a lease with bad credit?

It is not easier to get a lease with bad credit if compared to someone with a good credit rating. Having bad credit doesn’t mean you can’t lease a car or van though; however, your options might be limited. As the leasing company may see you as a potential risk, you have to prove that your bankruptcy period is over and you are now employed.

  • Is it better to lease or finance with bad credit?

It is generally better to lease a car with bad credit, rather than finance. Having poor credit reduces your chances of getting a loan from any bank or lender as they doubt your ability to pay it back. In times with bad credit, it is easier to lease a car than finance it as leasing companies have lesser risk associated as compared to a bank.


Can I hire a car long term in the UK? | RAM Automotive

Are you sick of public transportation and would like to rent a car that is both affordable and spacious? 

Hire a car for 3 months or more to avail the best rates and packages. Wondering how to hire a car long-term in the UK? Read along as we discuss all the key points of the renting process.


How Long Can I Hire A Car?

Typical long-term car hire is for 3 months to 18 months. Most companies offer an option to extend your contract without any additional charges. 

Just Add Fuel 

For long-term car rentals, you have to just add fuel and pay monthly rent and you are good to go.

However, rentals of more than 12 months do not typically cover maintenance and other costs.


What are the Documents Required to Rent a Car Long Term?

Long-Term Corporate and Daily Rentals

Hiring a car on a long-term corporate rental or a daily rental, you are required to submit a set of documents to prove your legitimacy. These documents are necessary for performing a credit check to ensure that your current financial position allows you to afford the car you are planning to rent.

These documents include:

  • Your driver’s license;
  • Credit/debit card;
  • A valid ID.


Business Owners and Fleet Managers

It is essential to submit proof from the company’s financial statements to confirm their ability to pay the rent of the long-term car hire. Keep in mind that different rental companies have different criteria, so you might require additional documents. At RAM Automotive, we make the process as simple as possible to get you on the road as quickly as possible.


How Long Does It Take to Approve the Request?

Once you have submitted your application, the company performs a thorough credit check on your documents to make sure you can afford the charges, this can be as quick as 7 days. This time is often called the lead time.

Are you wondering whether the company scores each candidate, and can I hire a car long-term with a relatively lower income? Don’t fret! Most companies don’t credit rank, and the check is just for their safety.


When Will the Car Be Arranged?

Once your request has been approved, and a credit check has been performed, you can expect to get your hands on your desired car within one or two weeks. 


Always On Hand

Some of the cars are always on hand, and you can hire the car for a long term as soon as possible.


Best Deals for Long Term Car Hire in the UK

Hiring a car for the long term is a big investment. It is essential to choose a company that offers the most flexible contract terms, affordable options, and no hidden charges. RAM Automotive is one of the leading cars and van rental companies in the UK that stocks all popular brands. With the ease to end or extend your rental contract, they offer the best rates and do not allot credit scores on your financials.


Some of the best deals that you should steal are:

  • Compact: BMW 118i M Sport 5dr Step Auto starting from £460;
  • Standard: VOLKSWAGEN GOLF HATCHBACK 1.5 TSI EVO 150 match 5dr DSG starting from £460;
  • Economy: Renault Clio 1.3 TCE (130 BHP) RS LINE TRIM starting from £299;
  • Hybrid: VOLVO XC40 ESTATE 1.5 T5 (262) hybrid inscription 5dr Geartronic starting from £590;
  • Premium: Audi A4 SALOON 35 TF SI Black Edition 4dr S Tronic starting from £637.

**All prices are exclusive of VAT

 Want to hire a car for the long term? Call our representatives on 01442 793 124 today!


Frequently Asked Questions – Hiring a Car Long Term

  • Is it cheaper to rent a car long-term?

Yes, it is cheaper to rent a car long-term as it reduces the daily costs and so offers a better price overall. Cars are covered by warranty and road license funds.

  • Can I lease a car for 6 months?

Yes, you can lease a car for 3 months up to 18 months from RAM Automotive. Brand new cars, excellent mileage, and flexible contract terms make your car rental experience smooth and hassle-free.

  • What happens if you keep a rental car too long?

If you keep a rental car longer than the decided period, you will have to pay an additional fee for it. However, if you plan on keeping your rental contract for a couple of months, do inform your rental company beforehand and get your contract extended.

  • Who has the best long-term car rental rates?

Popular rental companies don’t offer perks and flexibility. If you are looking for an affordable, flexible, and hassle-free experience, get your long-term rental car from RAM Automotive.

6-month car rentals in the UK | How does it work

Wish to end your car troubles for the next 6 months? Follow our guide and learn everything before you get yourself a 6-month car rental deal in the UK.


When Should I Rent a Car For 6 Months?

There are endless options when it comes to renting a car: time duration, car models, and most importantly, the freedom to choose a rental company. But, have you ever wondered why it is best to rent a car for 6 months?

Here is how getting a 6-month car rental is the right decision for both your business and personal needs.


Business Car Leasing

  • To meet your employee’s transport needs, renting a car for 6 months is a better and more cost-effective option when compared to buying a new car.
  • If you are unable to share your credit profile with a bank to buy a car on a lease, we suggest you hire a car long-term, i.e., for 6 months till you stabilise your finances.

Personal Car Leasing

  • Recently promoted? Still can afford to buy a car directly? Lease a car for your personal use to make a statement and save your daily public transport fare.
  • Relocating for a couple of months? Get yourself a 6-month car rental in the UK. Do not worry if you aren’t planning to stay for 6 months, you can always end the contract early.
  • You can switch your vehicle according to the season. Rent a convertible for the summer months and a 4×4 for the winters.


Are 6 Months Car Rentals Available In the UK?

Long-term car hires are very common in the UK. Different rental companies offer various packages ranging from 3 months, 6 months, 12 months, and 18-month car rentals. Depending on your requirements, you can alter or extend your contract with the company as per their policy.


What are the Benefits of 6-Month Car Rentals?

6 months is not a very long period but renting a car for 6 months is quite easy on the pocket. Here is why it is better to rent a car for 6 months rather than buying a car or renting monthly.


Cheap Car Leasing

6-month car rentals are relatively cheaper as compared to monthly or 3-month car rentals. These rentals cover the maintenance costs and are mostly covered by insurance as well. Simply pay a minimal prefixed monthly fee and enjoy your brand-new car without breaking your bank account.



Most companies in the UK cover car insurance for 3-month or 6-month car rentals. This takes away the worry of covering the costs in case of an accident. Another benefit of hiring a car for 6 months is that the car or van is under its manufacturer’s warranty period. So you do not need to pay the bills if there is any problem, just call your rental company and get the car fixed or replaced.


Car Leasing Made Simple

With an ever-increasing demand for rental cars today, the authorities have stepped in to regulate the market in the best interests of the consumers. Competition and Market Authority (CMA) regulates the markets for the European Union (EU) and until recently, the United Kingdom (UK) has formulated a new set of regulations that have forced the rental companies to improve their services.


Latest News – Long Term Car Rental

The senior director of CMA has asked all the rental companies to improve the transparency in their systems while catering to an online booking. The Director has ordered the market to improve the quality of information that is given to the customer pre- and post-rental. This information includes the insurance details, vehicle inspection details, and any notification or history of the car that might be relevant to the lessee.

These notable improvements have made the rental car industry more reliable and trustworthy. If you had any doubts before, do not worry as car rentals are now regulated more than ever, thus, working in the best interest of the customers.


How Does It Work?

Hiring a car in the UK is not a very difficult process as there are millions of people driving a rented car daily. Now, with the ease of online bookings, the process has become much simpler and straightforward.


View the cars offered by the different rental companies and shortlist the one that fits your needs best. Fill in the form available on the company’s website with all the required details. You may have to attach a scanned copy of your national identity card, driver’s license, or both for insurance purposes.


Note that this information can be used to perform a credit check on you.

Just follow these simple steps and get your rental car within two weeks of approval. If you need the car earlier, inform your rental company beforehand so they can provide you with what is available. Select a company that arranges the car within a day or two!


Special Offers from RAM Automotive

RAM Automotive is one of the leading long-term car rental companies in the UK. With a variety of popular brands in stock, you can get yourself a 6-month car rental or even longer at unbeatable rates. Our contracts are highly flexible and we consider our customer’s needs and satisfaction our top priority.


Our fast service and no hidden charges make us the perfect choice for all your car rental needs. Select a car from the available brands and models, or let us know what you prefer to drive – we will make sure we arrange that for you.


Contact our team, request a quote, and get your brand-new 6-month rental car within 2 weeks only.


Still Unsure?

Read our article about “Can I hire a car long term in the UK?” it goes through all information that you need to provide and includes pricing on some of our latest offers. We like to inform our clients to empower them to make the right decision before moving ahead with any long-term car rental in the United Kingdom.


Frequently Asked Questions – 6 Month Car Rental in the UK

1- Can you rent a car for 6 months in the UK?

Yes, you can find many companies offering 6-month car rental options in the UK. Some of the leading car rentals do not even require a credit check on 6-month car rentals and offer extremely attractive rates.


2- Can I lease a car for 6 months?

Yes, short term lease is available for 6 months in the UK. You can lease a car for a short term for up to 18 months in the UK. Best deals are available at RAM Automotive – the leading car rental company in the UK today.


3- Can I rent or lease a car for 3 months?

Yes, you can rent or lease a car for 3 months in the UK. Some companies consider up to 24 months as a short-term lease period, whereas others consider 36 months in short term lease. Most companies allow the customers to extend their contract on completion of the decided period if needed.


4- Can you hire a car for 3 months?

Yes, you can hire a car long-term for 3 months up to 18 months in the UK. Some rental companies offer flexible contract terms that can be extended on request. With extremely affordable rental rates in town, RAM Automotive offers the best rental services in the country.


5 – Can I lease a car with a bad credit rating?

Yes, it is possible to lease a car with bad credit. We explore the options you have available and the necessary things to consider in a separate article. Leasing a car with bad credit is possible from certain providers and although it may be more difficult, it is not impossible.

Comparison Long-term and Short-term Car Hire

If you can’t afford to buy a car right now, there are so many alternatives to this huge investment that you can avail yourself of easily. RAM Automotive is one of the leading long-term car rental companies in the UK that provides you with a ready solution to all your mobility problems with the most flexible terms and conditions.


But do you know which option is best for you right now? Short-term car hire or a long-term contract? Read along as we discuss both options to help you make the right decision. 


Benefits of Short-term Car Hire

Short-term car hires have their set of perks and benefits. To guide you in making the right choice, we have prepared a list of benefits for you to explore.  


Switch Cars 

Freedom to drive a new car every day or every week is a luxury but a convenient one. Adjusting yourself to a car with new features is not always easy. However, if you prefer getting a car only on days that you need to, daily car rentals are the way to go. Many providers offer home delivery and pick up, such as Europcar for example.


Saves Time 

If you are in the city for just a couple of days, getting yourself a daily car rental will save you a lot of time and energy. You will be free to drive anywhere you wish to go without having to worry about public transportation or taxis. This option is feasible for travelers and daily users only. 


If you are living in the city and plan to rent a car for at least a couple of months, we have the right option for you, read along as we discuss how a short-term car rental might not be the most financially viable option for you.


Long-Term Car Hire

When you are sure of the vehicle you wish to use for the next couple of months or even more than a year, get yourself a long-term car hire contract. Long-term rentals are typically cheaper and stress-free as you are free to select and change cars. 


It is the ideal scenario for people visiting a town or city for 3 months or more. To look at the benefits of hiring a long-term car rental, the list is long, so let’s have a look at each element. 


Benefits of Long-term Car Hire

Long-term car hire and short-term car hire are just the two ways of renting a car for a duration of anywhere from 1 day to 18 months. Both for business clients and individual customers, this option is much more feasible and affordable as compared to the daily or weekly rental, also known as the short-term car hire. 



Short-term car hire prices typically start from as little as £10 per day. Renting a car can prove to be a cheaper option when compared to locking your savings in buying a car. But for a hard worker, you must choose a less costly yet practical option, i.e. long-term car hire.


Long-term car hires are cheaper than daily and weekly hires, and with RAM Automotive, you can get your hands on the latest cars from popular brands. We offer flexible contracts that you can cancel or renew anytime without incurring additional charges. To help you have a stress-free rental period, our team is always available to guide you. 


Road Funding License 

Manufacturing warranty and cost coverage are the two factors that will let you have a peaceful time driving your favorite car from RAM Automotive. We cover all types of costs associated with road licenses for contracts up to 12 months. Insurance, however, is not included, but all our vehicles are under warranty. 


Switch Cars

Have you been promoted recently, or had a great year in your business? If you plan to treat yourself by improving your car, then consider a long-term rental option, that will give you the car you want, for small monthly payments? RAM Automotive is here to cater to all your requirements. You can choose to upgrade your vehicle at the end of your contract and enjoy your new ride. We deliver the car to you within as little as 2 weeks. 


Warranty Included

Our long-term car hires include vehicles that are under their warranty period. The cars are a maximum of 18 months old. This is a huge benefit, as it ends most of your worries while hiring a car and helps you enjoy the ride fully. Getting to drive almost brand new cars gives you a sense of satisfaction and can boost your confidence at that next big business meeting. 


Which Is Better – Long-term Car Hire or Short-term Car Hire? 

The length of time that you need a vehicle will determine whether a long-term or short-term car hire is better suited to your needs. After reading the blog, we are sure you will agree that long-term care hires are not only affordable but also convenient. The only attraction of hiring a car for the short term is getting to drive a new car on a more regular basis, but when hiring a car with RAM Automotive, you are free to switch your car – either an upgrade or a downgrade – with just a 30-day notice. 


With more contract flexibility and no hidden or cancellation charges, you can rent a car any time and enjoy your travels with family or friends. Our packages include the latest compact and hybrid cars that too from popular brands in the UK. 


At the end of the contract, you are free to renew your agreement for additional months, even switch your car to a better one, or just hand back the keys. 


A Short Term Car Hire Could Be For You

Short-term car hires are either daily or weekly rental contracts. As appealing as it sounds, driving a new car every week is not a feasible option for most of us. Let’s dive into the benefits of short-term car hire before making a final decision.


Benefits of Short-term Car Leasing 

Short-term leasing has a duration of 3 to 18 months. However, there are two variations: short-term car hire which means typically daily or weekly rentals, and long-term car hire that has a duration of 3-18 months. Before going into the benefits of each, let’s just weigh up the benefits of leasing overall. 


Popular Brands 

When leasing with RAM Automotive, you have the freedom to choose the cars from various popular brands with different mileages. The leading brands that you can hire from us include Audi, BMW, Kia, Ford, Mercedes, Renault, Citroen, Volkswagen, and many more. All our cars are brand new or almost new – a maximum of 18 months old – that too depends on your initial rental terms with us. 


No Hidden Charges

Our short-term car lease offers have a fixed monthly rental rate that you will pay, along with a very low upfront payment, in the beginning. There are no charges on cancellation of the contract, although you need to give a 30-day notice beforehand. The road tax license costs, the breakdown cover, and the manufacturer’s warranty are all covered by RAM Automotive for the contracts up to 12 months. Other than that, there are no hidden charges on any car rental services being offered. 



Getting a car, even leasing one is a big step. Choosing a car rental that gives you space and flexibility to choose the vehicle based on your budget and preferences, along with the no hidden charges, is hard to find. The option to extend your lease program, renew the contract or even change your vehicle is also available with us to make your experience truly hassle-free. 


What Does RAM Automotive Do? 

Whether you need to rent a car for business purposes or private use, we have the best car rental options offering the ease to cancel a contract with a 30-day notice. To support our customers to the fullest, RAM covers the service costs of the road funds license as well. 


Our rental cars can be hired for 3 months to a maximum of 18 months. Depending on your preference and need, you can decide the number of months that you want to rent the car. However, before you do so, we suggest that you first have a look at the pros and cons of short-term leasing as compared to buying a car or leasing it for more than 2 years, i.e. long-term leasing.  


People Also Ask
  • Can you lease a car for 3 months?

Yes, you can lease a car for a period of 3 months. Our leasing contracts vary from 3-18 months with no early cancellation fee and maintenance cost coverage for the short-term car hire.  


  • What is the shortest auto lease available?

The shortest car lease deals are available for 3 months and the longest is for 18 months. You can find a car leasing company that offers flexibility in car selection and mileage preference according to your budget and requirements.


  • Is Zipcar cheaper than renting a car?

Zipcar is a daily rental option that will not be an affordable choice if you plan to keep the car for longer than one month. We suggest you save your money and hire/rent a car for months from a reliable company in the UK.


  • Can you lease a car for one month?

Yes, you can leave a car for one month. For customers who plan to hire a car for a month or a little over a month, we have some very practical options for you from popular brands such as Ford, Mercedes, BMW, and many more.